Invest your funds and earn up to 12% interest per year with our secured peer to peer lending platform.

Join more than ten thousand investors funding short-term bridging loans, secured against UK property. Remember, your actual return may be lower as your capital is at risk, for more information please view our Risk Assessment.

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How We Do It

Amount loaned with us

£228,692,825

Number of investors

12,258

Investors have earned

£15,763,740

How we do it

How do we offer an up to 12% per year return on funds?

Our tried and tested model allows investors to lend funds to developers and property professionals at competitive rates that suit everyone. Professional qualified surveyors fully assess and value all property proposed as security, while in-depth checks are carried out on the borrower. As loans never exceed 70% of the property value, and all lending is secured with a legal charge, we can ensure minimal risk and deliver a fantastic return on your Peer to Peer investment.

Why Invest?

Earning has never been easier.

Setting up your account is fast and easy

Setting up your account is fast and easy

Browse our portfolio and select 'Start Investing' when you are ready to proceed. It takes minutes to set up an account. You can add funds and start earning interest almost immediately.

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Straightforward and simple to use

Straightforward and simple to use

By monitoring the loans and updating our portfolio we take all the hard work out of your investment. All you have to do is choose your investment, fund your account and begin earning an up to 1% return each month.

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Trusted by over 10,000 investors

Trusted by over 10,000 investors

You can invest your funds safe in the knowledge that your data is fully protected. All borrowers and their security are fully assessed, and the loan is secured with a legal charge against the property. Loan amounts never exceed 70% of the current value and we maintain a substantial Provision Fund to help compensate investors in the event of a shortfall in loan repayment.

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Support the UK economy

Support the UK economy

Your investment supports bridging finance which allows borrowers to complete projects, employ contractors and progress on to new developments. With Peer to Peer loans you are supporting the release of funds from property that benefits the UK economy.

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Investing opportunities

Browse our loan portfolio

Overview

Provision Fund

To ensure the risk to Saving Stream investors is kept to a minimum the shareholders of Lendy Ltd, the company behind Saving Stream, maintain a Provision Fund. By ensuring the maximum Loan to Value of the property is no more than 70% it should mean that, if a borrower defaults on a loan all funds will be recouped upon the sale of the security.