Invest your funds and earn 12% interest per year with our secured peer to peer lending platform.

Grow your capital with a fixed 1% monthly return. Join the thousands of investors funding short-term, secured UK bridging loans. View Risk Assessment.

Start Investing
How We Do It

Amount loaned with us


Number of investors


Investors have earned


How we do it

How do we offer a 12% per year return on funds?

Our tried and tested model allows investors to lend funds to developers and property professionals at competitive rates that suit everyone. Professional qualified surveyors fully assess and value all property proposed as security, while in-depth checks are carried out on the borrower. As loans never exceed 70% of the property value, and all lending is secured with a legal charge, we can ensure minimal risk and deliver a fantastic return on your Peer to Peer investment.

Why Invest?

Earning has never been easier.

Setting up your account is fast and easy

Setting up your account is fast and easy

Browse our portfolio and select 'Start Investing' when you are ready to proceed. It takes minutes to set up an account. You can add funds and start earning interest almost immediately.

Find out more
Straightforward and simple to use

Straightforward and simple to use

By monitoring the loans and updating our portfolio we take all the hard work out of your investment. All you have to do is choose your investment, fund your account and begin earning a 1% fixed return each month.

Find out more

We're safe and secure

You can invest your funds safe in the knowledge that your data is fully protected. All borrowers and their proposals are fully assessed, and the loan is secured with a legal charge. Loan amounts never exceed 70% of the current value and we maintain a large Provision Fund so we can return your investment if the borrower defaults.

Find out more
Support the UK economy

Support the UK economy

Your investment supports bridging finance which allows borrowers to complete projects, employ contractors and progress on to new developments. With Peer to Peer loans you are supporting the release of funds from property that benefits the UK economy.

Find out more

Investing opportunities

Browse our loan portfolio


Provision Fund

To ensure the risk to Saving Stream investors is kept to a minimum the shareholders of Lendy Ltd, our parent company, maintain a Provision Fund. By ensuring the maximum Loan to Value of the property is less than 70% it should mean that if a borrower defaults on a loan all funds will be recouped upon the sale of the security.


What our investors say